Rich and his team have been tutoring people for success with the NMLS exam for over a decade and, to date, have assisted over 23,000 test candidates!
Chances are, you’re feeling increasingly frustrated as you make your way through seemingly never ending material that you need to know for this exam... the good news is, I can help!
Our NMLS video exam prep series covers hours of Federal Mortgage-Related Laws, General Mortgage Knowledge, Mortgage Loan Origination Activities, Ethics, and Uniform State Content.
Don't get Overwhelmed
Use this area for desWe've successfully tutored people who have struggled with the test, and even failed it multiple times. We can and will help you!cription text.
Master the Material
If you're overwhelmed by all the material, don't be! We will help you learn strategies and what areas to focus on in order to pass the test.
Pass the NMLS Test
Our tutoring program is proven to help our students stay informed on the latest information and pass the NMLS test!
Course Curriculum
Federal Mortgage Related Laws
Available in
days
days
after you enroll
- Real Estate Settlement Procedures Act (RESPA) (45:45)
- Equal Credit Opportunity Act (ECOA) (25:42)
- Truth in Lending Act (TILA) (37:33)
- TILA-RESPA Integrated Disclosure Rule (TRID) (28:21)
- Home Mortgage Disclosure Act (HMDA) (7:53)
- Fair Credit Reporting Act (FCRA) (15:23)
- The FTC Red Flags Rule (4:09)
- Bank Secrecy Act/Anti-Money Laundering Rule (BSA/AML) (9:36)
- The Gramm-Leach-Bliley Act (10:08)
- Telemarketing Sales Rule - Do Not Call (TSR/DNC) (6:44)
- The Mortgage Acts & Practices Act (MAPs) (3:17)
- The Electronic Signatures in Global and National Commerce Act (E-Sign Act) (3:07)
- The Patriot Act (4:06)
- The Dodd Frank Act (1:42)
- The Homeowners Protection Act (HPA) (14:33)
- Community Reinvestment Act (CRA) & Fair Housing Act (FHA) (4:04)
- The CFPB & HUD (5:39)
General Mortgage Knowledge
Available in
days
days
after you enroll
- Ability To Repay-Qualified Mortgage Rule (ATR/QM) (17:32)
- Mortgage 101 (7:28)
- Conventional (13:29)
- Non-Conventional FHA (20:28)
- Non-Conventional VA (8:24)
- Non-Conventional USDA (4:57)
- Conventional Non-Conforming (6:18)
- The Statement on Subprime Lending (6:41)
- The Guidance on Nontraditional Mortgage Product Risks (5:12)
- Purchase Money Seconds - Piggyback Financing (1:22)
- Fixed Interest Rates (5:09)
- Adjustable Rate Mortgages (ARMs) (33:58)
- Balloon Loans (6:10)
- Reverse Mortgages (8:56)
- Home Equity Line of Credit - Home Equity Loan (3:32)
- Construction and Rehabilitation Loans (9:34)
- Interest Only Loans (7:39)
Mortgage Loan Origination Activities
Available in
days
days
after you enroll
- MLOA Video 1 (10:10)
- MLOA Video 2 (19:09)
- MLOA Video 3 - Assets & Reserves (25:10)
- Loan Inquiry and Application Production Requirements - Part I (13:12)
- Loan Inquiry and Application Production Requirements - Part II (14:36)
- Qualification - Processing and Underwriting - Assets & Reserves (7:38)
- Qualification - Processing and Underwriting - Liabilities (11:04)
- Qualification - Processing and Underwriting - Income (10:17)
- Qualification - Processing and Underwriting - Income Calculations (8:43)
- Qualification - Processing and Underwriting - Credit Report (5:52)
- Qualification - Processing and Underwriting - Qualifying Ratios (5:58)
- Qualification - Processing and Underwriting - Tangible Net Benefit; Occupancy; Verification of Deposit (6:22)
- Qualification - Processing and Underwriting - Appraisals (13:59)
- Qualification - Processing and Underwriting - Title Reports (3:30)
- Qualification - Processing and Underwriting - Hazard & Forced Placed Insurance (8:07)
- Qualification - Processing and Underwriting - Flood Insurance (3:20)
- Qualification - Processing and Underwriting - Mortgage Insurance (13:35)
- Qualification - Processing and Underwriting - Title and Title Insurance (20:21)
- Qualification - Processing and Underwriting - Explanation of Fees (6:21)
- Financial Calculations Used in Mortgage Lending - Periodic Interest (5:42)
- Financial Calculations Used in Mortgage Lending - Payments (15:50)
- Financial Calculations Used in Mortgage Lending - Down Payments and LTV, CLTV, & TLTV (9:35)
- Financial Calculations Used in Mortgage Lending - Debt-to-Income Ratios (6:24)
- Financial Calculations Used in Mortgage Lending - Discount Points and Temporary Buydowns (11:21)
Ethics
Available in
days
days
after you enroll
- Ethical Issues - Violations of Law - The Gramm-Leach-Bliley Act (4:02)
- Ethical Issues - Prohibited Acts (14:49)
- Ethical Issues - Fairness in Lending (11:18)
- Ethical Issues - Fraud Detection (21:58)
- Ethical Issues - Advertising (8:11)
- Ethical Behavior Related to Loan Origination Activities - Relationships with Consumers (22:55)
- Ethical Behavior Related to Loan Origination Activities - Borrower Education & General Business Ethics (14:33)
- Ethics - Fraud Definitions (17:07)
Uniform State Content
Available in
days
days
after you enroll
- Uniform State Content (USC) - SAFE Act and CSBS-AARMR Model State Law - State Mortgage Regulatory Agencies (8:54)
- Uniform State Content (USC) - SAFE Act and CSBS-AARMR Model State Law - Definitions and Documents (2:47)
- Uniform State Content (USC) - SAFE Act and CSBS-AARMR Model State Law - Licensee Qualifications and Application Process (10:45)
- Uniform State Content (USC) - License Maintenance (5:49)
- Uniform State Content (USC) - NMLS Requirements (6:38)
- Uniform State Content (USC) - Compliance (12:11)